Gerber Guaranteed Whole Life Insurance Review

Posted on December 22, 2014 at 3:35 AM

Overview of Gerber Guaranteed Issue Life Insurance Coverage

Gerber’s Guaranteed Issue Life insurance is specifically for those who are between the ages of 50 and 80, and who are unable to get approved for regular life insurance coverage. Policy holders can choose a face amount ranging from between $5,000 up to $25,000.

The coverage that is offered through Gerber’s Guaranteed Issue Life Insurance is whole life insurance. This means that there is no expiration on the policy’s coverage, provided that the premium is paid.

These policies also include a cash value component that allows the policy holder to build up tax deferred savings within the policy. This cash can be accessed via a loan or withdrawal if needed. It is important to note, however, that any unpaid balance of the cash value will be deducted from the death benefit if the insured dies and a cash value balance remains.

The death benefit that is received by the beneficiary is not subject to Federal income tax. This means that your beneficiary will be able to use the entire amount of the death benefit to pay final expenses, pay off debt, or use for any other need that they see fit.

Additional Policy Advantages

In addition to the death benefit and tax deferred cash value build up, the Gerber Guaranteed Issue Life insurance policy offers additional advantages to policy holders as well. These include the following:

Guaranteed Coverage – With Gerber’s Guaranteed Issue Life Insurance policy, as long as you are a U.S. citizen or a permanent legal resident who is between age 50 and 80, you cannot be turned down for coverage – regardless of your health. Because of this, Gerber makes the application process easy. There are no medical exams required and no health questions to answer. Once the policy is in force, it cannot be cancelled by the insurance company. Only the policy owner has the option to do so.

No Premium Increases – These policies are also easy to budget for. This is because the premiums never increase – guaranteed. This can be a real advantage to someone who is living on a fixed income, or even for those who simply want to keep costs down for the long term.

Graded Death Benefits – Should the insured pass away during the first two policy years for any reason other than an accident, the policy’s beneficiary will be paid all premiums, plus 10% interest. This is among the highest from all life insurance companies. Should, however, death occur due to an accident, the full amount of the policy’s death benefit will be paid. After two years, if the insured dies for any reason, the full face amount of the policy will be paid out to the policy’s beneficiary.

On top of the policy’s benefits, the plan is also backed by a quality and trusted company. Gerber Life Insurance Company – a financially separate affiliate of the Gerber Products Company – has provided life insurance for over 40 years. The company is considered to be financially strong, and has been given the rating of A (Excellent) from A.M. Best based on its financial stability, management skill, and integrity.

How to Obtain This Additional Necessary Life Insurance Protection

Life is filled with the unexpected. Unfortunately, this can oftentimes come at a price. The good news is that Gerber’s Guaranteed Issue Life Insurance policy can help to cover many of the additional unexpected expenses that come along during a difficult time.

Categories: None

Post a Comment


Oops, you forgot something.


The words you entered did not match the given text. Please try again.

Already a member? Sign In


Reply autohittxw
1:42 PM on February 15, 2017 
удалите,пожалуйста! .

[email protected]
Reply steklodelwjd
5:34 PM on February 20, 2017 
удалите,пожалуйста! .

скинали цена минск
стекло матовое на заказ
козырьки над входом
раздвижные стеклянные
скинали из стекла в минске
двери стеклянные купить в минске
стеклянные полки на стену купить
журнальные столы из стекла
распашные стеклянные двери цены
двери купе цена
заказать стекло для двери
двери раздвижные купе
стеклянные двери в минске фото
стеклянные двери купить
уличная металлическая дверь со стеклом
двери купе купить
стеклянные ограждения для балконов
дверь купе стеклянная
продажа стекла
цены на стеклянные перегородки в офисе
Reply delmetrym
10:14 AM on February 28, 2017 
удалите,пожалуйста! .

[email protected]
Reply delmetfku
10:44 AM on February 28, 2017 
удалите,пожалуйста! .

[email protected]
Reply silkertvl
10:43 PM on March 3, 2017 
удалите,пожалуйста! .

[email protected]
Reply Geraldguack
10:18 AM on June 23, 2017 
We are Amiga toy CPS affiliate program, our affiliate have feature of easy use, high commission, high conversion rate. We offer great conditions, Lifetime Rev share start at 30% up to 50% depend on sales. Paid on every package customer purchases. Weekly, biweekly, monthly payments based on sales volume.
We work with US and most Europe countries. We accept all kinds of traffic. search "Amiga toy affiliate" on google to reach us. link: